All credit welcome · $0 down available
Trailer financing, built for haulers
Quick approvals and a financing plan for every budget. Three clear paths to ownership: pick the one that fits, then apply online in minutes.
3,700+
Trailers in stock
Same-day
Approvals for most
$0
Down available
Three ways to finance
A road to ownership for everyone
Small businesses keep America moving. No matter your credit or situation, we have a plan that gets you hauling.
Traditional Finance
Lowest cost for strong credit
The best rates and longest terms for any trailer model and larger purchase amounts.
- Terms up to 96 months
- Covers larger amounts
- Synchrony, TDECU & more
★ Most popular
ClickLease
Instant decision, all credit welcome
Easy affordability for small-business owners. A quick yes with no hard credit pull.
- Instant decision, soft pull
- No down payment required
- Financing up to $25,000
Rent-to-Own
All credit, no credit required
No credit? No problem. Flexible payments and the trailer is yours once it’s paid off.
- No credit required
- Cancel and return anytime
- Early purchase option
Compare side by side
Find the path that fits
Traditional Finance
Lowest cost for strong credit
The lowest rates and the longest terms. Best when your credit is in good shape and you want the smallest monthly payment. Covers any trailer and larger amounts. Partners include Synchrony, TDECU, and Rock Solid.
Apply Now →Not sure? Take the 60-second quizApproval
Same-day
Credit score
Good to great
Credit check
Hard pull
Term length
Up to 96 mo
Down payment
~10–20%
Max financed
Per approval
The fine print, side by side
Compare every detail
The complete side-by-side comparison: approval, credit, terms, fees, and the small print for all three programs.
| Features |  Traditional Finance Apply Now |  ClickLease |  Rent-to-Own Apply Now |
|---|---|---|---|
| Available For | All New & Used Trailers, Dump Bins & Truck Beds, All Equipment, All Parts & Accessories | All New & Used Trailer and Dump Bin Inventory | All New Trailer Inventory |
| Approval Time | Same-Day (Most Customers) | Instant Decision | Same-Day (Most Customers) |
| Credit Score Range | Good to Great | All Scores Accepted | No Credit Required |
| Credit Check | Hard | Soft | Soft |
| Borrower Type | Individual or Business | Individual or Business | Individual |
| Term Lengths | Up to 96 Months | 24 - 60 Months | 24 - 48 Months |
| Minimum Financed | Depends on Bank | $500 | $2,500 |
| Maximum Financed* | Subject to Credit Approval | $25,000 | $25,000 |
| Interest/Surcharge** | Interest, Rate Varies by Creditworthiness and Bank | Variable Surcharge, based on credit background | Surcharge |
| Down Payment | Yes, Depends on Bank, Usually 10-20% | Advantage: None | Yes, Based on Purchase Amount |
| Signing Costs | Yes, Doc & Origination Fee, Depending on Bank | Yes, Doc Fee Based on Purchase Amount | Yes, Processing Fee plus Non-refundable Loan Fee |
| Required Documents | Depends on Bank (Usually Income and/or Collateral Documentation, Financial Statements, Tax Returns, Valid Identification, Business Entity Documents, etc.) | Advantage: None | Valid U.S. Driver's License (18+), Proof of Address Documents |
| Early Purchase Option (EPO) | Depends on Bank | Advantage: Yes, Before 5th Payment | Advantage: Yes, Anytime |
| Early Payoff Fee | Depends on Bank | Advantage: None | Advantage: None |
| Purchasing Limit | Advantage: None | Advantage: None | One Trailer Per Household |
| Payments Reported to Credit Bureaus | Advantage: Yes | Trade-off: No | Trade-off: No |
| Cancellation | Non-cancellable | Non-cancellable | May Cancel and Return Trailer at Any Time |
| Tax Consideration*** | Interest May Be A Tax Deductible Business Expense, Equipment May Be A Depreciable Asset | Lease Payments May Be A Tax Deductible Business Expense, Equipment May Be A Depreciable Asset After Purchase Option is Exercised | Rental Payments May Be A Tax Deductible Business Expense, Equipment May Be A Depreciable Asset After Purchase Option is Exercised |
- Available For
- All New & Used Trailers, Dump Bins & Truck Beds, All Equipment, All Parts & Accessories
- Approval Time
- Same-Day (Most Customers)
- Credit Score Range
- Good to Great
- Credit Check
- Hard
- Borrower Type
- Individual or Business
- Term Lengths
- Up to 96 Months
- Minimum Financed
- Depends on Bank
- Maximum Financed*
- Subject to Credit Approval
- Interest/Surcharge**
- Interest, Rate Varies by Creditworthiness and Bank
- Down Payment
- Yes, Depends on Bank, Usually 10-20%
- Signing Costs
- Yes, Doc & Origination Fee, Depending on Bank
- Required Documents
- Depends on Bank (Usually Income and/or Collateral Documentation, Financial Statements, Tax Returns, Valid Identification, Business Entity Documents, etc.)
- Early Purchase Option (EPO)
- Depends on Bank
- Early Payoff Fee
- Depends on Bank
- Purchasing Limit
- Advantage: None
- Payments Reported to Credit Bureaus
- Advantage: Yes
- Cancellation
- Non-cancellable
- Tax Consideration***
- Interest May Be A Tax Deductible Business Expense, Equipment May Be A Depreciable Asset
ClickLease
- Available For
- All New & Used Trailer and Dump Bin Inventory
- Approval Time
- Instant Decision
- Credit Score Range
- All Scores Accepted
- Credit Check
- Soft
- Borrower Type
- Individual or Business
- Term Lengths
- 24 - 60 Months
- Minimum Financed
- $500
- Maximum Financed*
- $25,000
- Interest/Surcharge**
- Variable Surcharge, based on credit background
- Down Payment
- Advantage: None
- Signing Costs
- Yes, Doc Fee Based on Purchase Amount
- Required Documents
- Advantage: None
- Early Purchase Option (EPO)
- Advantage: Yes, Before 5th Payment
- Early Payoff Fee
- Advantage: None
- Purchasing Limit
- Advantage: None
- Payments Reported to Credit Bureaus
- Trade-off: No
- Cancellation
- Non-cancellable
- Tax Consideration***
- Lease Payments May Be A Tax Deductible Business Expense, Equipment May Be A Depreciable Asset After Purchase Option is Exercised
- Available For
- All New Trailer Inventory
- Approval Time
- Same-Day (Most Customers)
- Credit Score Range
- No Credit Required
- Credit Check
- Soft
- Borrower Type
- Individual
- Term Lengths
- 24 - 48 Months
- Minimum Financed
- $2,500
- Maximum Financed*
- $25,000
- Interest/Surcharge**
- Surcharge
- Down Payment
- Yes, Based on Purchase Amount
- Signing Costs
- Yes, Processing Fee plus Non-refundable Loan Fee
- Required Documents
- Valid U.S. Driver's License (18+), Proof of Address Documents
- Early Purchase Option (EPO)
- Advantage: Yes, Anytime
- Early Payoff Fee
- Advantage: None
- Purchasing Limit
- One Trailer Per Household
- Payments Reported to Credit Bureaus
- Trade-off: No
- Cancellation
- May Cancel and Return Trailer at Any Time
- Tax Consideration***
- Rental Payments May Be A Tax Deductible Business Expense, Equipment May Be A Depreciable Asset After Purchase Option is Exercised
* Maximum financed amounts are subject to credit approval and may vary based on creditworthiness.
** Interest rates and surcharges vary by creditworthiness, lender, and other factors. Contact us for current rates.
*** Tax considerations are for informational purposes only. Please consult with a qualified tax professional regarding your specific situation.
Financing answers
Common financing questions
Understand the available paths before you apply.
Yes. Nationwide Trailers offers multiple purchase paths, including traditional financing, business lease options, and rent-to-own for eligible trailers and applicants. Available programs, down payment, term, and approval depend on the trailer, applicant, lender, and program requirements.
Choose a trailer and submit an application for the financing path that fits the purchase. The lender or program provider reviews the application and determines approval, down payment, term, payment, and any conditions. Compare the complete terms and total cost before accepting an offer.
Rent-to-own is a rental-purchase program rather than a traditional loan. Eligibility, initial payment, recurring payment, ownership timing, early-purchase options, fees, and available trailers depend on the program agreement. Review the provider’s complete agreement before choosing this path.
Still have questions? Talk to a real hauler.
Which option is right for you?
Take our 60-second quiz and see which financing path fits, then apply online. Family-owned since 2009, we’re with you for the long-haul.